PM KISAN SAMMAN NIDHI YOJANA: A COMPREHENSIVE GUIDE

PM Kisan Samman Nidhi Yojana: A Comprehensive Guide

PM Kisan Samman Nidhi Yojana: A Comprehensive Guide

Blog Article

PM Kisan Samman Nidhi Yojana: A Comprehensive Guide

The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN) is a government initiative that provides financial support to farmers across India. Launched in 2019 by the Government of India, the scheme aims to ensure a stable income for pm kisan portal ekyc small and marginal farmers to meet their agricultural and household needs. Here’s a comprehensive guide to the PM-KISAN scheme, covering everything from eligibility criteria to how farmers can avail its benefits.

What is PM Kisan Samman Nidhi Yojana?

The PM Kisan Samman Nidhi Yojana is a central sector scheme that provides income support to farmers, especially those who own cultivable land. Under this scheme, eligible farmers receive ₹6,000 annually in three equal installments of ₹2,000 each, directly credited to their bank accounts. The program's objective is to help farmers with basic agricultural and domestic expenses, thereby alleviating the financial burdens they often face due to uncertain crop yields and market prices.

Key Features of PM-KISAN

  • Income Support: Every eligible farmer gets ₹6,000 annually.
  • Direct Transfer: The amount is directly transferred to the farmer’s bank account to avoid any intermediaries.
  • Coverage: Initially, the scheme was for small and marginal farmers with less than 2 hectares of land, but it was later expanded to include all land-owning farmers.
  • Installments: The payment is made in three installments of ₹2,000 each every four months.
  • Nationwide Reach: Farmers from every state, union territory, and agricultural sector of India are covered under this scheme.

Eligibility Criteria for PM-KISAN

To receive benefits under PM-KISAN, the following eligibility criteria must be met:

  1. Landholding: The farmer must own cultivable land. The land records are verified by the state government.
  2. Farmer Type: Initially, the scheme was focused on small and marginal farmers, but it has now been extended to all farmers, irrespective of the size of their landholding.
  3. Exclusions:
    • Institutional landholders (such as government employees, public sector undertakings) are not eligible.
    • Families where one or more members are employed in government jobs or receive a pension exceeding ₹10,000 are not eligible.
    • Individuals paying income tax or professionals such as doctors, engineers, and lawyers are also excluded.

How to Register for PM-KISAN

Farmers who meet the eligibility criteria can register for PM-KISAN through the following methods:

1. Online Registration

  • Visit the official PM Kisan website: pmkisan.gov.in
  • Click on the ‘New Farmer Registration’ option.
  • Fill out the registration form with personal and land details.
  • Submit your Aadhar card number, bank account information, and other required documents.
  • Once verified, the farmer’s details will be processed, and they will begin receiving benefits.

2. Offline Registration

  • Farmers can also visit their nearest Common Service Center (CSC) or agricultural office to complete their registration.
  • Submit necessary documents such as the Aadhar card, land ownership papers, and bank account details.
  • The officials will upload the data onto the PM-KISAN portal for verification.

How to Check PM-KISAN Status

Once registered, farmers can easily track their payment status through the official website. Here’s how:

  1. Visit pmkisan.gov.in.
  2. Click on ‘Beneficiary Status’.
  3. Enter your Aadhar number, bank account number, or mobile number to check the status of your installments.
  4. The current status of the payments will be displayed, including whether the amount has been credited to your account.

Documents Required for PM-KISAN Registration

  • Aadhar Card: This is mandatory for identification and to avoid duplication.
  • Bank Account Details: Farmers must have a functional bank account, as the money is transferred directly to their account.
  • Land Ownership Documents: Documents proving ownership of agricultural land are required.
  • Mobile Number: To receive updates on the status of payments and registration.

Benefits of PM-KISAN for Farmers

  • Financial Security: The ₹6,000 annual support helps farmers manage their basic needs and agricultural costs, especially during times of low yields or market fluctuations.
  • Ease of Access: With a direct bank transfer system, farmers receive the funds directly, avoiding delays or corruption.
  • Universal Coverage: Unlike many other schemes, PM-KISAN covers all farmers who own land, expanding its reach across India’s agricultural communities.
  • Transparency: The use of Aadhar and direct bank transfers ensures that the process is transparent and free of any middlemen.

PM-KISAN Mobile App

For added convenience, the government has introduced the PM-KISAN Mobile App, available on the Google Play Store. Farmers can use this app to:

  • Register for the scheme.
  • Check the status of their payments.
  • Update their details (e.g., Aadhar number, bank account, etc.).
  • Access important scheme-related information.

Recent Updates on PM-KISAN

The Government of India regularly updates and expands the scheme to ensure it reaches more farmers and that the financial support meets their growing needs. Over time, additional programs like the Kisan Credit Card (KCC) scheme have been integrated, offering further support for agricultural expenses.

Frequently Asked Questions (FAQs)

  • Can tenant farmers apply for PM-KISAN?

    No, PM-KISAN is only available to land-owning farmers.

  • How will I know if my installment is credited?

    Farmers can check the status online by visiting the official website and entering their details.

  • What happens if I don't receive my payment?

    If eligible farmers do not receive their payments, they can contact the nearest agricultural office or raise the issue through the PM-KISAN portal.

  • Is there a deadline for registration?

    No, there is no deadline for registration, but farmers should register as early as possible to receive benefits.

  • Can I update my bank account information?

    Yes, farmers can update their bank account information online through the official website or by visiting the nearest CSC.

Conclusion

The PM Kisan Samman Nidhi Yojana has proven to be a vital lifeline for millions of farmers across India. By providing regular financial assistance, the scheme helps farmers manage their agricultural operations and household needs without the constant stress of unpredictable income. For farmers, registering for the scheme is a straightforward process that can provide much-needed financial relief, ensuring their livelihoods remain stable in the face of challenges.

For more information, registration, or to check your status, visit the official PM Kisan portal.

Report this page